
Whether a timing chain lasts the life of an engine depends on its surroundings. It stretches at the joints, the rails wear, and the tensioner can only compensate as long as it gets enough oil. Here too, the oil supply has a say in how long things last.
The article on the timing chain drive explains how the parts work together and is the best place to start. If you hear a rattle on cold start, the possible causes are in the article on cold-start chain rattle. Before buying a chain kit, it is worth reading how to recognise quality.
Oil and lubrication · Oil pump and oil supply · Engines in focus